Eligible students to the programme must successfully navigate a rigorous application process before they can become a Lloyds Scholar.


This is used to assess your potential using everyday situations you can expect to face during your career with us. You will be asked to demonstrate that you have a particular 'key competency' by answering specific questions. An example question may be: "Tell me about a time when you've had to tackle a potentially difficult issue with a team member."

A good way to tackle competency-based interviews is to use the 'STAR' approach:


  • Describe the situation/task you needed to accomplish.
  • Be specific - don't give a generalised description of what you have done in the past.
  • Be sure to give enough detail for the interviewer to understand.


  • Describe the action you took - keep the focus on you.
  • What specifically was your involvement?
  • Don't say what you might have done, say what you did.


  • What happened?
  • How did the event end?
  • What did you accomplish?
  • What did you learn?
  • What would you have done differently?

…and remember:

  • Answer the question that you've been asked, not one that you want to be asked.
  • Come across with enthusiasm and energy.


This is used to assess your communication and problem-solving skills in action, and to ascertain how effectively you work in a team environment.

Assessors are looking out to see if you:

  • Keep the group focussed on the objective.
  • Present your case persuasively and with impact.
  • Challenge appropriately and show encouragement / leadership of others.

A few tips:

  • Decide on objectives and priorities, make a plan and follow it.
  • The quality of what you say is more important than the quantity of your words.
  • Find a balance between advancing your own ideas and helping the group to complete the task set.


A one-to-one activity used to assess a candidate's analytical skills and commercial awareness, as well as their ability to gather relevant information to solve presented problems.

There are a number of stages. After initial analysis and fact-gathering you'll be expected to present your conclusions and explain the rationale behind your recommendations.

A few things to remember:

  • Try to work quickly and efficiently.
  • There will be a lot of information so identify what is most relevant.
  • Make sure you have a good rationale behind your decisions.